This is a short guide to using Stellar and Tempo to payout all over the world. You can use Lumens (XLM), EURTs, USD, BTC, ETH,  to send a payment to anywhere served by TEMPO.

Tempo supports payout in all EUROZONE countries to any bank account,  you can pick up cash from our store in Paris and in over 55 countries worldwide:

For example if you are planning a trip to Paris you could put a limit order on the Stellar EURT exchange and get an awesome “mid-point” exchange rate. If you were backpacking around the world you could send yourself cash to pickup at multiple locations.StockSnap_4DHB07SBF7.jpg

Currently this is done in 3 easy steps. It will be even simpler when Stellar wallets fully support the TEMPO's SEP deposit and withdraw protocol.  Although this is new a process, your funds are safe and secure and are protected by TEMPO and the strength of the Stellar blockchain.

Step 1 is to register with Tempo

Due to recent terrorism in France a Passport or EU ID is required to register with TEMPO. It generally takes a couple of hours during EU working hours. We may ask additional proof of residence if you do many large value transfers.  Your data is stored securely and never leaves the EU - servers are “PCI” certified and audited. If you are not a EU resident - register on the country "Crypto"

Step 2 Create your transfer:

Depending on the country and type of transfer (cash pickup vs account payout) the transfer will be slightly different. The pickup locations can be a bit confusing if you haven’t done this before. There is a chat box that runs and our service people are available normally 9-18 hrs M-S CET

If you are sending to yourself put your own name as the receiver

Pick Account/Cash payout. Pick a branch or Cash pickup location

Select Crypto payment

Add your promotion code: 

STELLAR which gives you a 100% discount on the fee. In the future there will be costs associated with some countries as we pass on costs from our partners. 

IBAN payouts are a low 1.98 EUR

Starting May 15 2019 All transfers paid in Crypto will be 100% refunded to the sending address.

When you are done you will see the the payment instructions 

3) Do your Stellar payment

A) trust EURT


1) Click on send and enter in* select MEMO_TEXT and enter the TEA number of your transaction reference

2) select the amount of EURT

Finally it should look something like this:

4) Getting your funds

Sending on the Stellar network is instant. .

Within the tempo system for Europe, your funds should hit your account the next day or same day if we receive the order in the morning. European payments go via the SEPA system. – where you send the IBAN. The name on the account should match the name you listed as the receiver.

For other countries funds are available normally 15 min – 4 hours depending on the time of day or day of the week on the receiving side. Unfortunately not all of our banking partners are connected to us via a blockchain yet!

If you decide to pickup your funds as cash you will need to keep your Transaction number and “Collection Pin” and show ID when you pickup the funds.  

You can also pickup your funds directly at our main outlet in Paris.   In the coming months you will be able to pickup your cash at one of our 250 outlets.

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